Super Funds Count Cost Of Virus Volatility

The COVID-19 pandemic and start of the lockdowns triggered a massive sell-off in shares in Australia and around the world in the three months to March 31.
Read MoreThe COVID-19 pandemic and start of the lockdowns triggered a massive sell-off in shares in Australia and around the world in the three months to March 31.
Read MoreAs we’ve seen recently growth assets like shares have periods of bad short-term performance versus bonds & cash. But they provide superior long-term returns which is essential to grow retirement savings. It makes sense for superannuation to have a high exposure to them.
Read MoreThe Federal Government’s latest aid and stimulus package of $66 billion includes a big superannuation component worth a couple of billion of dollars and more.
Read MoreAustralians are lucky to have arguably the most developed pension system in the world. An important aspect to understand is what caused this choice and what are the trade-offs for this choice.
Read MoreIn the good old days (pre 1 July 2017), strategy 1 (salary sacrifice) previously had some linkage to strategy 2 (TTR pension) because the TTR pension enjoyed tax free earnings. Nowadays, this link is gone.
Read MoreAccess to superannuation is a widely misunderstood concept. This article seeks to outline the key conditions that must be met for someone to gain access to what will most like be their largest financial asset outside of their home.
Read MoreFourth time lucky for Vocus? The telco, Vocus will open its books exclusively to AGL Energy, less than a week after a Swedish private equity group, EQT withdrew its non-binding approach after doing due diligence.
Read MoreThe favourite stock of Australia’s growing army of self-managed super funds is…Telstra. SMSFs own 18% of Telstra’s market cap or $7.3 billion worth, which 2.5% of the $293 billion that “selfies” have allocated to Aussie equities.
There’s a worrying new trend happening in superannuation that no one seems to have noticed: the amount of post-tax money that Self-Managed Super Fund savers have been putting away was approximately 10 per cent lower in the June quarter 2016 than it was in the same quarter last year.
Read MoreIn the wake of the recent Budget and with an election looming – What are the Government and the ALP’s policy plans for your SMSF? Here is the latest.
Read MoreWith just over a month to go before the financial year ends here are a few tips for strategic planning.
Read MoreIf, like me, you assumed Federal Treasurer Scott Morrison was going to go easy on well-established superannuation savers in the Budget, you likely share my slightly queasy feeling. It turns out we’re more alone that we first thought and that a changing landscape may call for a change in strategy.
Read MoreOne of the most significant triggers in the hunt for investment yield in global share markets has been the monetary policy of central banks.
Read MoreIn the years following the global financial crisis (GFC), many of the world’s central banks intervened to ease monetary policy and drive down official interest rates. The simple goal was to create an environment conducive to capital investment that would reignite growth in their economies.
Read MoreThe Potential Advantages Of Tax-Deferred Income From Property Funds
Read MoreRules relating to artwork in SMSFs were changed in 2011 following the Cooper Review into superannuation in 2010. Contrary to the claims of most poorly read advisers, Art is still allowed to be acquired in an SMSF and provides a significant opportunity for trustees to hedge their positions or provide necessary diversification to the fund.
Read MoreFor self-managed superannuation fund (SMSF) investors, getting the right balance of growth and defensive investments is a dynamic challenge. Importantly, with careful consideration, the right portfolio mix can achieve both higher returns and create lower overall risk.
Read MoreSelf-managed superannuation funds have rapidly grown in popularity as they offer a highly customised solution to retirement saving. There is now more than $500 billion invested in Australian SMSFs.
Read MoreSo you’ve decided to join the million-plus Australians who are trustees of their own self-managed super funds (SMSFs).
Read MoreThe success of self-managed super has been stunning. In 2003, according to super research group Rainmaker, there were just over 260,000 SMSFs, holding about $108 billion in assets, or one-fifth of the superannuation pool.
Read MoreSMSFs can borrow money to invest provided the arrangement meets the rules for SMSF borrowing arrangements. One of the key rules is that the loan must be made on a limited recourse basis.
Read MoreParents operating an SMSF should think very carefully before admitting their kids to the fund.
Read MoreThe ATO has released a draft tax ruling which outlines their view of what happens from a income and capital gains perspective when a pension payable from a fund ceases to be payable.
Read MoreInterest is definitely growing in buying geared property through SMSFs. I thought I would share with you some of the common problems being experienced with this strategy and tips to avoid mistakes.
Read MoreThe Cooper review included 29 recommendations for reforms of self managed superannuation funds (SMSFs).
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