David Ferrall is the CEO of FinClear. FinClear has recently launched a HIN based platform model for financial advisers. In this video with Informed Investor, David discusses the multiple layers of fees a client pays inside the existing platforms models.
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Enduring guardianships and advance care directives are legal mechanisms that may join wills and powers of attorney as a routine subject in completing a financial plan.
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For many, super will be their largest investment. However, super differs from most other investments as it’s not necessarily distributed via your will when you die.
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A Will is the main document to facilitate the distribution of a person’s assets after death.
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Deeming is a key concept in the income test to be met to access the Aged Pension. This is in addition to passing the assets test, being age-eligible, and qualifying as an Australian resident. But it does have some hidden benefits.
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Appointing someone with the authority to act on your behalf is a serious decision. You need to trust the person and be confident they will always act in your best interests.
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