John Godfrey, Author at ShareCafe

If you own or are a part-owner of a business, then an exit strategy is important. Selling the business is not always an option or eventuality and death delivers the need for an outcome.

Strategy / Video

10 Ways To Access Your Super

September 30, 2019September 30, 2019 - by John Godfrey

I’m pretty sure I’m too young to access my super so what can I do? National Seniors’ Craig Hall examines the options for drawing down on your super prior to turning 65.

Strategy / Video

Being An Executor – Compliment Or Sentence?

August 22, 2019August 22, 2019 - by John Godfrey

Being asked to be an Executor is both a compliment and a sentence that may take some time to work through. And all because you are trusted.

Strategy

Portfolio Basics – Fundamental Analysis

August 5, 2019August 5, 2019 - by John Godfrey

There are many financial ratios that, when combined, can display the real financial circumstances of a company. Like tools in the garden shed, each has their specific use.

Strategy / Video

What Are The Multiple Layers of Fees Wrap Platform Users Pay?

June 20, 2019July 25, 2019 - by John Godfrey

David Ferrall is the CEO of FinClear. FinClear has recently launched a HIN based platform model for financial advisers. In this video with Informed Investor, David discusses the multiple layers of fees a client pays inside the existing platforms models.

Strategy / Video

Why Would You Use An Advance Care Directive?

June 12, 2019July 25, 2019 - by John Godfrey

Enduring guardianships and advance care directives are legal mechanisms that may join wills and powers of attorney as a routine subject in completing a financial plan.

Strategy / Video

How Does Superannuation Fit Into The Estate Planning Discussion

May 27, 2019July 25, 2019 - by John Godfrey

For many, super will be their largest investment. However, super differs from most other investments as it’s not necessarily distributed via your will when you die.

Strategy / Video

Where There’s A Way There’s A Good Will

May 6, 2019July 25, 2019 - by John Godfrey

A Will is the main document to facilitate the distribution of a person’s assets after death.

Strategy / Video

Some Hidden Benefits Of Deeming

May 6, 2019August 5, 2019 - by John Godfrey

Deeming is a key concept in the income test to be met to access the Aged Pension. This is in addition to passing the assets test, being age-eligible, and qualifying as an Australian resident. But it does have some hidden benefits.

Strategy / Video

Powers of Attorney – Which One Is Right For You?

May 6, 2019July 25, 2019 - by John Godfrey

Appointing someone with the authority to act on your behalf is a serious decision. You need to trust the person and be confident they will always act in your best interests.